Getting Started

FinanceByScott helps you track where your money is and where it's going — across your bank accounts, with envelope-style budgeting and a view of upcoming cash flow. It works for personal finances, a couple or family sharing money, or a small business.

The main areas are:

• Accounts — your checking and savings accounts and their balances.
• Transactions — the money in and out of each account, with reconciliation to keep your records matching the bank.
• Bank connections — link your banks so transactions flow in automatically.
• Budgeting — envelope budgeting: divide your money into categories and track spending against them.
• Recurrences — recurring income and expenses that feed cash-flow projections.
• Team & admin — share an organization with others and manage settings.

You need an account

FinanceByScott is private — your financial data always requires signing in, and there's nothing public. Your money lives inside an organization (a shared workspace); you can keep one just for yourself or invite others (a spouse, a business partner) with roles that control what they can see and do. Wondering if it's a fit? See Is FinanceByScott for you?.